Identity and Fraud
There’s a rather disturbing article in the Guardian today. A retired teacher put £250,000 into her bank account following the sale of her house. Sometime between the deposit in May this year and three weeks ago, it vanished.
Margaret Wilkinson is scrupulously careful with her money. She closely guards her banking details and shreds letters and correspondence before throwing them away. In May, Margaret, a 59-year-old retired teacher, sold her north London home and placed £250,000 in a Lloyds TSB savings account.Just three weeks ago her offer on a new home in Surrey was accepted and she went to transfer the money.
Only then did she discover that the whole lot had been stolen from her account in one of the most serious cases yet documented of ID fraud.
Identity theft is a crime that many see as raging out of control, with more than £1bn stolen every year.
Actually, the biggest fraud being committed here is by the Guardian. “Mrs Wilkinson” suffered cheque fraud. The tricksters forged her signature on a cheque and the bank was too lazy to take a proper look. Much as Barclays did when my wife accidentally wrote a cheque for the milk bill on my account. This is not identity theft; it is cheque fraud. And, significantly, the £1.3Bn is itself a fraud. I know I’ve said it before but as the big lie is being repeated ad nauseam, I have to constantly refute it in the vain hope that people will realise that both government and media are lying to us. Identity theft - and there is no such offense on the statute book - consists of masquerading as another person; taking on aspects of their identity and passing oneself off as them over a period of time in order to carry out other forms of fraud or criminal activity - one of which may well be cheque fraud. However, it is not necessary to carry out the former in order to achieve the latter. A simple forged signature will suffice.
What is happening here is a classic misinformation exercise, softening us up for identity cards and the database state. MPs assure us that handing our identities over to them and franchising them back will in some way “protect” us from this type of theft. That, too, is a fraud. Identity theft will indeed become an offence under the act - it will also be much simpler to execute with all that valuable information on everybody in one insecure place. Insecure? It will be a government agency managing it; of course it will be insecure, whatever made you think otherwise?


















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